Contact Details
Ph: +91-9447646903
Email: kkmurali56@gmail.com & kkm@chintech.ac.in

Dr. K. K.Muraleedharan , currently Professor & Principal of Chinmaya Institute of Technology, Kannur has more than 36 years of Teaching and Research experience.
He has been awarded the Dr. A.P.J. Abdul Kalam Life Time Achievement National Award by the International Institute of Social and Economic Reforms (R), Bengaluru on 02 June, 2018 for achieving outstanding excellence in the field of Teaching, Research and Publications.
Dr. Muraleedharan did his M.Com from the University of Calicut and M.Phil from Pondicherry Central University. He was awarded Ph.D in Bank Marketing from Mahatma Gandhi University, Kottayam.
He is selected as one of the Book Proposal Reviewers for Springer Nature, Singapore; one of the leading research journal and publishers of the world.
He is an approved Research guide at:

1. Mahatma Gandhi University, Kottayam, Research Centre, Post Graduate Department of Commerce and Research, Sree Sankara College, Kaladi.

2. Bharathiar University, Coimbatore

He has also been an approved guide for M.Phil Distance Education Programme under Madurai Kamaraj University, Madurai and Annamalai University, Chidambaram in Tamil Nadu.

Under his tutelage, five M.Phil dissertation work have been produced and currently five Research Scholars are assigned to him for Ph.D.

One of his research scholars received PhD.

Dr.Muraleedharan is a Guest Faculty of the UGC Academic Staff College, Kannur University and also at the MBA Distance Education Programme, Pondicherry Central University .

He has presented papers in International and National level seminars and published research papers in journals of repute. He has been the resource person for national seminars conducted by Academic Institutions.

Dr.Muraleedharan successfully completed a minor research project funded by UGC, in Recovery Performance of Non-Performing Assets by Service Co-operative banks in Vatakara Taluk.

He has co-authored a book on Marketing and the Research work is edited in an International book (Rated as best seller by Book News Inc, Portland, USA in August 2007). He has participated in Five Refresher courses including one short term course for Research Guides conducted by University Grants Commission.

Dr.Muraleedharan has held the following positions over the years

• Member, Doctoral Committee, Mahatma Gandhi University,Kottayam
• Member, Doctoral Committee,Karpagam University,Coimbatore
• Member, Doctoral Committee, Anna University , Chennai
• Member, UGC Research Committee, Sree Sankara College,Kaladi
• Member, Thesis Evaluation Board
• Member, Evaluation Committee for JRF to SRF under MG University, Research Centre, Sree Shankara College, Kalady.
• Member, MBA Viva Voce Board, Kannur University
• Member, MBA Syllabus Revision Committee, Kannur University
• Member, MBA Examination Board , Kannur University
• Member, UG Board of Studies of Commerce, Kannur University
• Member, UG Board of Studies of Travel and Tourism, University of Calicut.
• Member, M Com Examination Board, University of Calicut.
• Member,M.Com Viva Voce Board, University of Calicut
• Member, M.Com Viva Voce Board, Kannur University
• Member, BBA Viva voce Board, University of Calicut.
• Subject Expert, UGC Faculty Improvement Programme (FIP) Selection Committee. University of Calicut.
• Subject Expert, UGC Faculty Improvement Programme(FIP) Selection Committee, Kannur University
• Observer, Kerala Engineering and Medical Entrance Examination (KEAM), Govt. of Kerala
• Member, National Assessment Accreditation Committee(NAAC ), Govt.College Madappally
• Member, Internal Quality Assurance Cell (IQAC) Govt.College Madappally
• Coordinator, School of Distance Education, University of Calicut at Govt College, Madappally Centre.

SEMINARS/WORKSHOPS– AS RESOURCE PERSON/CHAIRED

• 5 Nov.2016 Conference- Nehru School of Management, Neharu College of Engineering and Research Centre, Nila Gardens, Pampady,Thrissur, International Conference on “ Realm of Management in Bhagavad Gita
• 25 Feb. 2016 Seminar- NAM College, Kallikkandy, UGC Sponsored National Seminar on” Foreign Direct Investment: Trends, Challenges and Opportunities”
• 8 Dec. 2015 Seminar- PG Dept. of Commerce and Management, MES College, Ponnani, UGC sponsored National Seminar on “ Banking Innovations in India- Trends and Challenges”
• 28 October 2015 Seminar- Dept. of Commerce, Mahatma Gandhi Arts College, Mahe, Pondicherry State(Affiliated to Pondicherry University) on” Indian Banking and its new Faces “
• 20 Oct. 2015 Seminar- PG Dept. of Commerce, Govt. Brennan College, Thalassery, National Seminar conducted with the Financial assistance from the Directorate of Collegiate Education, Govt. of Kerala, Thiruvananthapuram, on “Financial Services Market in India- Opportunities and challenges”
• 17 March 2015 Seminar- PG Dept. Of Commerce, NAM College ,Kallikkaandy in association with Panjab National Bank, Kannur, Kerala Gramin Bank,Kallikkandy and Kadavathur Service Cooperative Bank, on “Indian Capital Market – Past, Present and Emerging Future”
• 8 July 2014 – UGC- Academic Staff College of Kannur University.
• 4 Mar 2014 – Seminar – PG Department of Commerce, NAM College Kallikandy,in association with Punjab National Bank, Kannur and State Bank of Travancore,Panoor.
• 22 Jan 2014 – National Seminar – PG Dept. Commerce, Govt. Brennen College,Thalassery conducted with the Financial assistance from the Directorate ofCollegiate Education, Govt.of Kerala, Thiruvananthapuram.
• 13 Jan 2014 – National Seminar – PG Dept. Commerce, Govt.College, Manjeswaram, Kasargode conducted with the Financial assistance from theDirectorate of Collegiate Education, Govt.of Kerala, Thiruvananthapuram.
• 9 Dec 2013– National Seminar – PG Dept. Commerce, Govt.College Meenchanda, Kozhikode conducted with the Financial assistance from the Directorate of Collegiate Education, Govt.of Kerala, Thiruvananthapuram
• 5 Nov 2013 – National Seminar – PG Dept.Commerce, Govt.College Madappally,Vatakara conducted with the Financial assistance of the Directorate of Collegiate Education, Govt.of Kerala, Thiruvananthapuram.
• 8 Dec 2012 – UGC- Academic Staff College of Kannur University.
• 9 Nov 2012 – National Seminar organized by PG Department of Commerce, Government Arts and Science College Meenchanda , Kozhikode.
• 8 Mar 2012– National Seminar organized by Department of Commerce, Government Brennen College, Thalassery.
• 2nd & 3rd Feb 2012 – National Seminar organized by PG Department of Commerce, Government College Madappally , Kozhikode.
• 22 Jul 2010 – Seminar organized by Mahatma Mahatma Gandhi Arts College, (Affiliated to Pondicherry University ) Mahe on ‘Liberalisation and Indian Banking.
• 23 Jan 2008 – National Seminar organized by Department of Commerce, Govt. College Mananthavady, on ‘ Capital Markets and Derivatives’, sponsored by Directorate of collegiate Education, Govt. Of Kerala.
• 14 Mar 2007 – Seminar organized by P.G Department of Commerce, G.P.M Govt. College, Manjeshwar, Kerala.
• 7 Mar 2006 – Seminar organized by Department of Economics, Mahatma Gandhi Arts College (Affiliated to Pondicherry University), Mahe.
• 19 Jan 2006 – Seminar organized by Department of Commerce, Mahatma Gandhi College, (Affiliated to Kannur University) Iritty, Kerala.

SEMINARS/WORKSHOPS– Participated

• 25 Jan 2010 – National Seminar on Management of Cooperatives – Paradigm Shift and Challenges, organized by the CAMS at Thiruvananthapuram.
• 19th & 20th Nov 2007 – National seminar on Intellectual Property Rights’, jointly by NAM College, Kallikkandy (Affiliated to Kannur University), Kerala and Kerala State Council for Science Technology and Environment, Thiruvananthapuram.
• 21st & 22nd Jan 2006 – Seminar organized by post Graduate Department of Commerce, Govt. Arts college, Thiruvananthapuram, Kerala on 21st and 22th January 2006
• 27th & 28th Dec 2004 – International Conference on Tourism organized by Department of Commerce and the University of Kerala at Thiruvananthapuram in the year 27th and 28thDecember 2004.
• 26 Sep 2003 – One day seminar on Commerce Education in India under globalization jointly by Department of Commerce and Alumni Association, University of Kerala, Thiruvananthapuram.
• 13th & 14th Nov 2000 – Seminar organized by Department of Commerce and Management Studies, University of Calicut on Financial Convergence and Emerging Market Realities’.
• 14th & 15th Jan 1998 – Seminar organized by Department of Commerce and Management Studies, University of Calicut on Strategic Management.

PAPERS PRESENTED IN CONFERENCES

• 20 Jan 2017 Conference- Bhavan’s Royal Institute of Management, Kochi, conducted a National Conference on” Emerging Trends in Business & Management” Anupa.K.P
• 16 July 2015 Conference- National Conferance on “ Strategies for Business Excellence- by Dept. Of Business Administration, Naharu Arts and Science College, Neharu Garden, Thirumalampalayam, Coimbatore
• 06 Mar 2014 – Cloud computing – A new business Perspective in India at the National Seminar conducted by Kuttikkanam Mariyan College.
• 22 Feb 2014 – Currency Crisis- A vicious issue in Indian economy( Presented inabsentia) at the International Conference on New Dimension in Commerce andIndustry in the Globalised era – conducted by Bharat College of Science and Management, Thanjavur.
• Jan 2014 – Financial Inclusion – A New Dimensional Approach at the National Seminar Conducted by Kuryakose Gregorious College, Pampady.
• 23 & 24 Aug 2013 – Financial Inclusion in India through Information and Communication Technology at the National Conference Conducted by Kerala Agricultural University, Thrissur
• 03 Dec 2013 – Green Banking – A new way of Banking in India at the NationalSeminar conducted by Christ College, Irinjalakuda.
• 14th & 15th Jan 2009 – Subprime Crisis – A New Dimension, Seminar paper presented on the National Seminar conducted by Post Graduated Department of Commerce, Govt. College Madappally, Vatakara -2 under the auspicious of University Grant Commission.

ARTICLES PUBLISHED IN REFEREED &NON-REFEREED JOURNALS

• November 2016 GE- International Journal of Management Research,(GE-IJMR)
  Vol.4, Issue11, SJIF- 5.779, ISSN:(O) 2321-1709, ISSN(P) 2394-4226, “Impact of
  NPA on Indian banking system” co-authored by Anupa Kattil Prabhakaran, Pp 42-53
• Jan-Mar 2016 GInternational Journal of Business and Administration Research
  Review(IJBARR), Volume No -2, Issue No-1, E-ISSN NO:2347-856X, ISSN
  NO:2348-0653, Impact Factor 3.072, Peer Reviewed Quarterly Journal, “Stress and
  Employee Performance- A study on Indian Banking Industry” co-authored by Anupa
  Kattil Prabhakaran. Pp42-47
• April-June 2015 Intercontinental Journal of Human Resource Research Review, Volume 3 , Issue 2, ISSN No. 2320-9704, Impact Factor:0.875, ISSN(Online)No, 2320- 9704, “Relevance of Human Resources in the Present Banking Scenario in India” co-authored by Anupa Kattil Prabhakaran. Pp87-93
• April,2015 Flow of Bank Credit to MSME in India – Published in the edited book – Education, Innovation and Entrepreneurship- A Development Experience, (ISBN 978-81-928395-1-6) co-authored by Sujesh.
• Feb 2014 – Sankhya International Journal of Management & Technology,(ISSN 0975 – 3915) Vol III, Issue II (A)
• Conference Proceeding of International Conference on New Dimension in commerce and industry in the Globalised era, co-authored by Viji.V.V –conducted by Bharat College of Science and Management, Thanjavur on Currency Crisis- A vicious issue in Indian economy.
• Jan 2014 – Kegees Journal of Social Sciences (ISSN 0975-3621) Vol 6, No 1Journal of Kuryakose Gregorious College, Pampady on Financial Inclusion – A New Dimensional Approach, co-authored by Viji.V.V
• 23, 24 Aug 2013 – Conference Proceedings of National Conference Conducted by Kerala Agricultural University, Thrissur on Financial Inclusion in India through Information and Communication Technology, co-authored by Viji.V.V, Approved for Publication.
• Recovery Performance of Non-Performing Asset by Service Co- operative Banks in Vatakara Taluk, Edited Volume Published by Chinmaya Institute of Technology, Kannur-670007,2011.(ISBN:978-81-921983-9-2) pp 140-143
• New generation products and services of the banking industry – A study of Kerala State. The journal of Business Studies, Department of Commerce, University of Kerala, Vol.3, July 2006, No.6, p.p. 36 to 43
• Application of Information Technology in Commercial Banks in Kerala. The Journal of Business Studies, Department of Commerce, University of Kerala, Vol 4, January 2007, No.7, pp.12 to 18
• Social Orientation of the Marketing Strategies Adopted by Commercial banks. The Journal of Business Studies, Department of Commerce, University of Kerala, Vol .5 July 2008, No.10, pp 53 to 58
  Influence of Socio – economic factors on the Customers of Commercial Banks in Kerala, CAMS Journal of Business Studies and Research. Journal, Vol.1 No. 2 April – June 2010, pp 74 to 80.

Hari after completing his Masters in Business Administration from Madurai Kamaraj University, started his career with The Hindu Group of Publications.He has more than 12 years of hardcore business development and strategic management expertise and has worked in large media and publishing houses in India. He was also the Head of Content Management with a Stock Photography company based at Oxford, UK.

Hari has handled the varied fields of business development, media sales, corporate communication, content Management and brand building with consummate ease. His passion for Media has resulted in undertaking doctoral research in Developing a Business Model for Media Houses.

Hari is also involved in consultancy and research for the last four years.

Areas of Interest -Consultancy, Media strategies, Newspaper Management, Online marketing and CRM

Dr. Prabhakaran Paleri is adjunct senior professor in the School of Management Studies of the
Institute since December 2011. Born in Trikaripur, Kasaragode district, Kerala, he is an
internationally acclaimed scholar in strategic studies, management, and governance. He had held
various national and international assignments while in central services extending to the navy,
customs and coast guard. After retirement as the director general of Indian Coast Guard, he has
been associated with corporate directorship and external monitoring in public sector companies,
and strategic research and academics in the fields of his expertise in India and abroad. He is an
Institute of directors’ qualified independent company director.
He holds a bachelors degree in mechanical engineering with nuclear engineering as elective
from University of Kerala, master’s degrees in business administration from University of
Madras, fellowship in shipping management from Narotham Morarjee Institute of Shipping,
Mumbai, master’s degree in national security strategy from National Defense University,
Washington, D.C. and a multi-disciplinary Ph.D. degree in business administration and strategic
studies from University of Madras.
Post retirement, he was a research scholar for different periods at the Institute of Defence and
Strategic Studies, United Service Institute, and National Maritime Foundation all in New Delhi.
He was also a visiting senior research fellow at the Ocean Policy Research Foundation, Tokyo
and twice at Nanyang Technological University, Singapore. He was the founding professor, head
and advisor at the School of Management Studies, and chief advisor to the Technology Business
Incubator, both at the National Institute of Technology Calicut before joining Chinmaya Institute
of Technology.
He has also been a PhD guide and examiner in management studies. He has wide experience in
teaching and training Indian and foreign students.
He has authored nine books on strategic and management subjects including a text book on
business environment with emphasis on India and published various research papers and articles.
His latest book titled ‘Human Investment Management: Raising the Level by Capitalising
Human’ is about a considered suggestion on the next level of human resource management. The
book is published by Springer, Singapore. His next book, ‘Corporate Social Responsibility’ is
being published by Cengage Learning, as a textbook with cases and trend analysis.
While in central service he was awarded with the coast guard medal and president’s coast guard
medal, and commended by the Central Board of Excise and Customs for exceptional professional
performance. He has been privileged to receive honours as distinguished alumnus from his
previous alma maters including the National Defense University, Washington, D.C., USA, where
he was inducted into the Hall of Fame in 2009.
At Chinmaya Institute of Technology he is engaged in teaching management and governance,
and supporting student development programmes.

With more than 18 years of work experience in varied areas like B-School teaching, Administration, Training & Placements, Dr. Kiran handles Quantitative Techniques, Operations Research, Retail Management and Indian Management Ethos & Practices at School of Management Studies (SOMS), Chinmaya Institute of Technology.

• He is also in charge of the Placement Cell of SOMS and has played a pivotal role in maintaining a more than 60% placement record before Result Announcement for all batches since 2011-13 at Chintech.

• He has worked previously with MBA Centre, Kozhikode of the University of Calicut, ICFAI (Institute of Chartered Financial Analysts of India) at their Kozhikode and Kannur offices as a faculty member.

• He has also been with www.kerala.com, Kochi; Information Kerala Mission, Thiruvananthapuram; Ashoka Hospital, Kannur & Presidency Business School, Bengaluru in Administrative, Training and Placement profiles.

• He finished his Schooling from Chinmaya Vidyalaya, Kannur; his Engineering during 1993-97 from College of Engineering, Chengannur, Alleppey District; his MBA with University Second Rank in 1999 from Department of Commerce & Management Studies, University of Calicut. He also holds a PG Diploma in Supply Chain Management from ICFAI University in 2007.

• He was awarded PhD in Management Studies by Kannur University in 2012 for his thesis on “Vendor Managed Inventory Systems in India – Focus on Retailing” under the guidance of Dr U Faisal.

• He is a Life Time member of All India Management Association and has also qualified UGC-NET in 2005.

• He has a working knowledge of IBM SPSS 20.0, IBM SPSS AMOS, PAST 2.17, Gretl, E Views 8 statistical software and is consulted by researchers for assistance on Statistical Analysis of data.

• He has till date conducted 17 training workshops on topics like Employability of Fresh graduates and post-graduates as well as in Statistical Analysis of Primary & Secondary Data.

• He has 17 publications & has presented papers at 11 Conferences and has also attended 19 workshops related to Statistical software analysis conducted by different universities and institutes.

• He is a Jury Member at the National Institute of Fashion Technology, Kannur for the Master of Fashion Management (MFM) Programme offered there.

• He has been the National Coordinator of the 2^nd Chinmaya International Geeta Chanting Competition held in 2015, which was a year long competition that involved 1,50,000 participants from 8 countries culminating in National & International Finals on Nov 22 & Dec 22 2015 respectively at Chinmaya Vibhooti Campus in Kolwan, Pune.

• He was also the Internship Coordinator for the 2007-09 batch at ICFAI National College for the Student Internship Programme 2008, as part of which he was able to motivate and coordinate 90 students and 3 Faculty Guides reporting to him to surpass a combined Sales Target of Rs 2 crore across Retail, FMCG, Banking, Financial Services and Insurance Sectors.

  PUBLICATIONS

  Content Developed for Text Books (1)

  1. May 2015 –“Customer Relationships through Social Media” – Content Developed for Unit 4 of MBA Text Book for ICFAI University, Hyderabad.

  Articles Published in Refereed Books (4)

  1. Dec 2017 – Conference Proceedings of National Conference on Vision 2030 – Creating Sustainable Growth Accelerators in Management and IT (ISBN 978-93-5291-357-2) – “Indian Railways – Vision 2030: Surging Ahead”, Published by Chinmaya Institute of Technology, Kannur, Kerala.

  2. Mar 2015 – Edited Book (ISBN 978-93-83241-11-8) – Emerging Trends and Technologies in Advertisement Management in the 21^st Century – “Role of Advertising in Indian Elections 2014” – Co-authored with Ms Sujata Shankaran, Archers and Elevators Publishing House, (www.aeph.in), pp 12-18

  3. Aug 2014 – Conference Proceedings of the 7^th Annual International Conference on Managing Uncertainty & Complexity – ISBN 978-93-83083-86-2 – Dept of Management Studies, Kristu Jayanti College (Autonomous), Bengaluru – “Massive Open Online Courses (MOOCs) – Redesigning Education for a Volatile, Uncertain, Complex & Ambiguous (VUCA) World”.

  4. Dec 2011 – Conference Proceedings of National Conference, AAVISHKAAR entitled Envisioning the Future: Emerging Trends in Management and Information Technology, Chinmaya Institute of Technology (ISBN 978-81-921983-9-2) – “Vendor Managed Inventory (VMI) Systems in Indian Retailing: A Study – Co-authored with Dr. U. Faisal

  Articles Published in Refereed Journals (10)

  1. Feb 2017 – Journal of Strategic Human Resources Management (ISSN 2277-2138) – “Shadow of Brexit looms over British Sports” – Publishing India, Indexed with Business Source Complete, Ulrich’s Web and Cabell’s Directory of Publishing Opportunities.

  2. Jul 2014 – International Journal of Social Sciences and Interdisciplinary Research – ISSN Online 2277-3630 – “Uralungal Labour Contract Cooperative Society Ltd (ULCCS Ltd) – A Shining Light in Cooperative Entrepreneurship in Kerala.” – Co-authored with Ms Sujata Shankaran. Indexed with Open J – Gate, Cabell’s Directory of Publishing Opportunities,

  3. Mar 2014 – Management Innovator (Peer Referred Research Journal), Researcher’s Forum, Institute of Management in Kerala, University of Kerala – ISSN 0974-6749 – “Massive Open Online Courses (MOOCs) – A Rising Social Marketing Initiative in Education”

  4. Nov 2013 – International Research Journal of Management, Sociology and Humanities (ISSN 2277-9809) – “A Study of Customer Awareness and Satisfaction Levels for Milma Products through the Dealers’ Network in Kannur” – Co-authored with IV Sem MBA (2011-13) student, Ms Anjana TK – Listed in Cabell’s Directory, Microsoft Academic Search, Ebsco Host & Google Scholar.

  5. Mar 2013– Research Explorer(ISSN 2250-1940), Bharat College of Science and Management, Thanjavur – “FDI in Indian Higher Education – An Analysis.

  6. Nov 2009 – Marketing Mastermind, ICFAI Press, “Direct-to-Home (DTH): Competition in the Skies” – Co-authored with Ms. Sujata Shankaran. All ICFAI University Press journals are Indexed on Cabell’s Directory and distributed by EBSCO and Proquest Data base.

  7. Oct 2009 – ICFAI Reader, ICFAI Press, “Vendor Managed Inventory (VMI) – A Paradigm Shift in Inventory Management” Co-authored with Dr. U. Faisal. All ICFAI University Press journals are Indexed on Cabell’s Directory and distributed by EBSCO and Proquest Data base.

  8. July 2009-Professional Banker, ICFAI Press, “Effect of Global Financial Crisis on Nostro & Vostro Accounts– Co-authored with Ms. Sujata Shankaran. All ICFAI University Press journals are Indexed on Cabell’s Directory and distributed by EBSCO and Proquest Data base.

  9. Oct – Dec 2008 – SCMS Journal of Indian Management, Vol V, No IV (ISSN 0973-3167)– “Radio Frequency Identification: Logistics. Embedded with Cabell’s Directory, EBSCO and Proquest Database

  10. Aug 2008 – ICFAI Reader, ICFAI Press – “Carbon Credits –Minting Money out of Clean Air”. All ICFAI University Press journals are Indexed on Cabell’s Directory and distributed by EBSCO and Proquest Data base.

  Articles Published in Non-Refereed Journals/Magazines/Websites (2)

  1. 2008 -Trailblazer, In-House journal of ICFAI National College, Kannur – “Shariah Compliant Investments in India – Scope and Potential”

  2. Jun 2007 – www.indianmba.com Article 592 dated Jun 14, 2007 – “Mumbai Dabbawalas – A Unique Business Model that attained Six Sigma Rating”

Pursuing Ph.D, Bharathiar University, Coimbatore

Post graduation – MBA : Kannur University, Kannur

Graduate in Commerce – University of Calicut

Teaching Experiance:

• Joined Chintech as Asst. Professor in 2006.

• More than 11 years of teaching experience

Supervisor & Guide

Supervisor & Guide – MBA, Tamilnadu Physical Education & Sports University, Chennai

Refresher course

• 21 days Refresher Course in Management – UGC- Academic Staff College,

Kannur University,Kannur

Conference/Seminar Attended:

• International Conference on “International Business” at Albertian Institute of Management, Ernakulam

• International Conference on “Globalisation, Development, Public Policy & Management: Emerging Issues” by Department of Management Studies, Palayad Campus, Kannur University

• National Seminar – At Postgraduate & Research Department of Commerce and Management Studies, Govt.College Madappally ,Vadakara, Financed by Director of Collegiate Education, Thiruvanthapuram

• National Seminar – At Postgraduate & Research Department of Commerce and Management Studies, Govt. Brennan College, Thalassery, Financed by Director of Collegiate Education, Thiruvanthapuram

Workshops Attended:

• Attended a Two Day National Workshop on “Research Methodology” organised by Post Graduate & Research Department of Commerce, Government College Madappally & sponsored by Directorate of Collegiate Education, Government of Kerala

• “Pre-Doctrol Workshop on Research Proposal Development in Social Science Research” – Nehru Institute of Information Technology and Management, Coimbatore

• “Advances in Research Methods & Data Analytical Tools” – Nehru Institute of Information Technology and Management, Coimbatore

• “Approaches to Qunatitative & Qualitative Research” – Nehru Institute of Information Technology and Management, Coimbatore

Papers Presented / Articles published:

• “Impact of NPA on Indian banking system”, GE- International Journal of Management Research,(GE-IJMR), Vol.4, Issue11, SJIF- 5.779, ISSN:(O) 2321-1709, ISSN(P) 2394-4226

• “Stress and Employee Performance- A study on Indian Banking Industry” International Journal of Business and Administration Research Review(IJBARR), Volume No -2, Issue No-1, E-ISSN NO:2347-856X, ISSN No.2348-0653, Impact Factor 3.072, Peer Reviewed Quarterly Journal.

• “Job Satisfaction & Work Life Balance of Life Insurance Company Agents in Thalassery” at National Conference on Emerging Trends in Business and Management held at Bhavans Royal Institute of Management, Cochin

• “Relevance of Human Resourse in the Present Banking Scenario in India” –InterContinental Journal of Human Research Review, June 2015, Volume 3, Issue 6, ISSN: 2347 – 1662

• “A Study on Occupational Stress with relation to Job Satisfaction among Public and Private Sector Bank Officers in Kerala” – National Seminar – At Postgraduate & Research Department of Commerce and Management Studies, Govt.College Madappally ,Vadakara, Financed by Director of Collegiate Education, Thiruvanthapuram

• “Performance Appraisal – A paradigm Shift” at Aavishkar – National Conference at Chintech.

• “Socio-Economic Impact of Tourism” at International Conference on “International Business” at Albertian Institute of Management, Ernakulam, ISBN-978-81-8488-657-3 .

Assistant Professor, School of Management Studies (28 th February 2008 onwards.)

Education:

• B-Tech, Civil Engineering, Regional Engineering College, Calicut (2002)
• MBA, Marketing & Information Systems, Department of Commerce and Management
  Studies, University of Calicut ( 2003- ’05)
• UGC NET for Lecturership, June 2012
• Part-time Doctoral Research Scholar in Management, Kannur University ( December 2011
  onwards)

Areas of Interest:

• Advertising Management
• Online Marketing
• Brand Activation
• Consumer Insight Management
• Organizational Creativity.

Academic Contributions:

• Teaching Experience: 8 years
• Subjects handled: 15
  Marketing Management: Advertising Management, Product and Brand Management,
  Marketing Research, Consumer Behaviour and Fundamental Marketing Management.
  Information Systems: Management Information Systems, E Commerce, Enterprise Resource Planning, Systems Analysis and Design, Business Process Reengineering.
  General Management: Operations Research, Information Technology for Managers, Research Methodology, Managerial Communication, Production and Operations Management, Strategic Management.
  Specialisation: Marketing Management and Information Systems
• Syllabus updation: Information Technology for Managers, Kannur University ( 2014
  revision)
• Evaluator: Kannur University MBA Examinations, 2015 onwards. ( Advertising
  Management, Marketing Management, IT for Managers, Systems Analysis and Design, E-
  Commerce, Retail Management, Operations Research)

Papers presented/ published:

1. Published ‘ Mauka Mauka by Star Sports: A Self-sustaining Campaign- A Case Study in the
   proceedings of Aavishkar 2017, a National Seminar organised by Chinmaya Institute of
   Technology, Kannur on 16 th December 2017 ( ISBN: 978- 93- 5291- 357-2)

2. Published a Research Paper titled ‘From Performing Arts to Performing Organisations: A Typology for Improvisation in Creative Work Environments in Vol. III issue 2 of ‘Samiksha’, the Bi-Annual Journal of United Institute of Management, Naini, Allahabad ( ISSN No. 0975-7708)
3. Presented and published a paper titled Diagnosing the Pandit Epidemic: A Conceptual Model of Online Users’ Attitudes towards Personal Branding by Viral Marketing through Social Media at Aavishkaar 2011, a National Seminar organised by Chinmaya Institute of Technology, Kannur from 15th-16 th December 2011; published in the Conference Proceedings with ISBN:78-81- 921983-9- 2
4. Presented and published a paper titled Leveraging Creativity and Innovation for Organisational Excellence at National Seminar organised by Guruvayurappan Institute of Management, Coimbatore in October 2009; Published in GIM Journal of Management, Vol-5,No.1,Jan- June 2010 with ISSN 0974- 0708

Value added contributions:

• Coordinator, Chintech Students Empowerment Programme: Concept and execution of the flagship Outbound Programme offered by the institute at Kochi, Pune and Delhi.
• Organised 16 Empowerment Programmes in collaboration with Chinmaya International Foundation, Kochi; Central Chinmaya Mission Trust, Mumbai; Chinmaya Vibhooti, Pune and Chinmaya Centre for World Understanding, New Delhi.
• Coordinator, Foundation Programme: Involved in the execution of eight orientation programmes for fresh MBA and MCA students since 2009.
• Facilitator and Creative Support: Value – Based Course for College students in collaboration with Central Chinmaya Mission Trust Education Cell ( CCMTEC): December 2014 onwards

Participation in Workshops /Seminars for Professional Development

• Research and Development: Online Education, Computer Technology, Management Information Systems, Research Methodology, Use of SPSS and AMOS.
• Seminars, Conventions & Symposia: National and International Conferences in Advertising, Business Analytics, Value – Based Education
• Management/ Professional Development Programmes: Digital Marketing, Advertising, Information Technology Ecosystem, 3D Printing, Induction Training, Advertising.
• Certification Courses completed:
  ◦ PG Certification in Digital Marketing (Mudra Institute of Communications Ahmedabad ( MICA) and UpGrad, June – December 2017)
  ◦ NeuroLinguistic Programming ( Attitude Training & Management Associates ( ATMA), Thrissur , 2013)
  ◦ Vedanta ( Foundation Course, Chinmaya International Foundation)

Consultancy

• Resourceperson on Presentation Skills and Interpersonal Communication
• Trainer, Group Dynamics ( for school/ college students and teachers)
• Creative Support and Faculty resource person, Life Empowerment and Enrichment Programme ( Central Chinmaya Mission Cultural Trust Education Cell)
• Quizmaster ( at Post-Graduate, Graduate, Senior Secondary and High- School level Quizzes in North Kerala )

Participation in Workshops/ Seminars organised by Chinmaya Mission:

• Leadership for Chinmaya Colleges
• Value Based Education
• Vedic Mathematics
• Applied Theatre

Industry Experience:

• Brand Activation and Publications Executive, Malayala Manorama Kottayam: June 2005- February 2008: Handled assignments in Brand Management, Consumer Insight Management and Marketing Research.

Achievements:

• Represented South India at the one-month Rotary Group Study Exchange programme to Philadelphia ( April 2010)
• Winner, ISTE- REC National Award for Best B-Tech Project in Civil/ Architecture, 2002.

Passions:

• Painting, reading, travel, fitness and performing arts.
• Blog: http://nishith-allthingsbrightandbeautiful.blogspot.in/
• Artistic Portfolio and artworks on https://drive.google.com/drive/folders/0BxBfLSm0V9Klc29YNEZNX3BPelE

Education qualification :

• Pursuing Ph.D from Karpagam University since January 2010.

• Qualified UGC-NET on 30th November 2011.

• MBA with HR & Marketing specialization from Calicut University in the year 2005.

• B.Com from Mumbai University in the year 1995.

Professional Experience : Professional Experience : 19 years experience (7 years in Industry & 12 years in Teaching).

Employment details:

• Presently working in Chinmaya Institute of Technology since October 2008.

• KMCT School of Business, Calicut as “Lecturer” for 1yr 8 months.

• FEDEX, Mumbai as “HR Executive” for 5 months.

• Foremost Systems, Mumbai as “Marketing Officer” for 1yr 5 months.

• ARK Designs, Mumbai as “Accounts and Administration Executive” for 3 yrs.

• Microwave Communications Ltd. as “Paging Service Officer” for 2 yrs.

Areas of teaching interest

Principles & Practices of Management, Organizational Behavior, Human Resource Management, Strategic Management, Wage Salary Administration, Management Training and Development, Performance Management.

Papers Presented:

• Presented a Paper on “ Lessons of Bhagavad Gita – An Ignition towards Entrepreneurship” International Conference on Realm of Management in Bhagavad Gita at Nehru School of Management, Pampady on 4th November 2016.

• “Kudumbashree – A tool for socio-economic empowerment” in National conference on Inclusion growth in India organized by Women Christian College, Chennai.

• “A study on Corporate culture and performance” in National conference on finance and banking conducted by Saintgits Institute of Management, Kottayam.

• “A review on Organizational culture and performance literature” in 3^rd Annual Research Congress organized by Karpagam University, Coimbatore.

• “Green HR – An initiative towards Environmental Management” in National Conference on Emerging Trends in HRM organized by PES Institute of Technology, Bangalore.

• “Building an Entrepreneurial Organizational Culture : An Integrated approach towards successful future” in a National conference on Reinvigoration of management practices for sustained economic development conducted by Karpagam University, Coimbatore on 25th September, 2014.

• “Organisational culture & Role-based performance – An empirical study in banks of Kannur” at National conference on Recent advances in IT, Management & Social Sciences organized by Srinivas Institute of Management Studies on April 23rd, 2015.

Articles Published:

• ““Entrepreneurial Motivation of Management students – An Empirical analysis” published in International Journal of Research in Social Sciences, Volume 6, Issue 4, April 2016, ISSN: 2249-2496.

• ““Lessons of Bhagavad Gita – An Ignition towards Entrepreneurship” published in Nehru School of Management Journal, Special Issue, December 2016, ISSN: 2349-4889.

• ““People Management in the Today’s Dynamic Era: A Closer Look” published in Splint International Journal, Volume 4, Issue 3, March 2017, ISSN: 2349-6045.

• ““The Changing Role of Marketing in the Third Millennium” published in International Journal of Management and Social Sciences, Volume 7, Issue 1, April 2017, ISSN: 2455-2267.

• ““Intellectual Capital Management – An Essence to the forthcoming future” published in Aavishkar 2017.

• “An estimation of Anesthesia and Dialysis Technician requirements at ASTER MIMS, Calicut applying Erlang method published in International Journal of Current Engineering and Scientific Research, Vol. 5, Issue 2, Feb. 2018, ISSN (PRINT): 2393-8374

• “Pathway for managing talent”. Envisioning the future: Emerging trends in Management & IT – National Conference organized by Chinmaya Institute of Technology. (ISBN: 978-81-921983-9-2)

• “A systematic review on Organizational Culture and Performance” published in Deecee School Journal on Organization and Management, Vol. V, Issue:2, September 2013 (ISSN: 0972-9003)

• “Organizational Culture and Role-based Performance – An Empirical study in banks of Kannur” published in International Journal of Management, IT and Engineering, July 2015, Volume 5, Issue 7, ISSN: 2249-0558.

• “Building an Entrepreneurial Organizational Culture : An Integrated approach towards successful future” published in International Journal of Research in Social Sciences, August 2015, Volume 5, Issue 3, ISSN: 2249-2496.

MOOC Courses

• Completed the 8 week NPTEL Online Certification Course on October 2017 – Developing Soft Skills & Personality by IIT Kanpur in October 2017 with 87% (2073 students got certified).
• Completed the 12 week NPTEL Online Certification Course on Human Resource Development by IIT Kharagpur in October 2017 with 80% (460 students got certified).

• Completed the 8 week NPTEL Online Certification Course on Enhancing Soft Skills & Personality by IIT Kanpur in April 2018 with 93% (Finished in Top 2% of all enrollments – 2840 students got certified).

WORKSHOPS CONDUCTED

• One-day workshop on “Improving listening skills and Attitude” for Akshaya Entrepreneurs and Employees at District Collectorate, Kannur with a team of faculty members of Management Studies on 25th August, 2013 .

ADDITIONAL INFORMATION

• Handled sessions for M.Com, BBM and B.Com on Research Methodology, Retail Management, Entrepreneurship and Principles and Practices of Management for a semester from December 2013 to March 2014.

Dr. Navya.V has 17 years of rich experience in both industry and academia. She began her career as a Marketing manager of an IT education company and further serving the industry for 2 years, joined ICFAI National College, Kannur, as an Academic coordinator and faculty member in Finance. Joined School of Management Studies, Chinmaya Institute of Technology in June 2010 and extended her service to the Dept. Of Commerce and Management Studies, Chinmaya Arts and Science College for Women from 2013 November to 2017 March.

Educational Background:

#  Ph.D in Management from Karpagam University, Coimbatore

#  Post Graduate Diploma in Counselling Psychology and Psychotherapy

#  MBA in Finance and Marketing from Bharathiar University

#  Graduation in Business Management from Mangalore University

#  UGC NET (Jan 2017)

#  SET Qualified (Dec 2012)

MOOC Courses:

#  5 weeks course in “Corporate Finance” , conducted by IIM-Bangalore by   EdX Platform with an aggregate score of 96%.

#  12 week course (Recognised as FDP by AICTE) in “Working Capital  Management” by IIT Rourkee on NPTEL Platform with an aggregate score of 81%.

Areas of teaching interest :

Security Analysis and Investment Management, Indian Financial Systems and Services, Portfolio management, Financial Management, Retail Management.

Papers presented and articles published in conference proceedings:

1. “Emotional Intelligence and Spiritual Intelligence : A tool for leading people” – “Leading beyond horizon : Engaging future” International Conference organized by Annamalai University and article published in the edited volume of “Human Resource: Core for Business and Social Development(ISBN :978-81-93-8371-387-0))

2. “Women empowerment and Inclusive growth” – “Inclusive growth in India : An emphasis on financial and social Inclusion” National Conference organized by Women’s Christian College, Chennai. Paper published in the proceeding (ISBN:978-93- 80697-21-5)

3. “Financial Strategies for economic development”- “Competency building strategies in Business and Technology for Sustainable development. International Conference organized by SreeRam Institute of Management Studies, Chennai.

4. “Foreign Direct Investment in India- An Impetus for Economic growth” -”Innovative Practices in Stock Market” National Seminar organized by Dept. of commerce, Govt.College, Madappalli.

5. “Emotional Intelligence and Knowledge Management”- “Contemporary HR Practices for People Management” National Conference organized by Dept. of Management Studies, Karpagam College of Engineering, Coimbatore.

6. “Emotional Intelligence and Work performance” “The emerging Trends in Knowledge Management.National Seminar Organized by Govt. College Madappalli, Vadakara-2

7. “Microfinancial Institutions: Innovative scenario for Inclusive growth”.Envisioning the future:Emerging Trends in Management and IT. National Conference organized by Chinmaya Institute Of Technology .Paper published in the conference proceeding (ISBN: 978-81-921983-9-2)

8. “A Study on Emotional Intelligence and Work performance of Women Insurance agents in LIC, Kerala” – 5th Annual Research Congress,KUARC, Coimbatore.

9. “Emotional Intelligence and Women’s Leadership Edge in the Work place”- “Managing Human Resource at the Workplace” International Conference organized by SDM Institute for Management Development, Mysore.

10. “Optimum Investment Portfolio: Structuring Asset Allocation using Equities”– National Conference on Vision 2030: Creating Sustainable Growth Accelerators in Management and IT, organised by Chinmaya Institute of Technology, Kannur.Published in the conference proceeding.
11.  “A Study on the impact of Non Performing Assets on the profitability with special reference to Punjab National Bank”- International Conference on Banking and Finance by SDM-IMD, Mysore, September 7 and 8, 2018. Published in the conference proceedings.

Articles published

1. “Emotional Intelligence and Spiritual Intelligence – A revolutionary Intervention in People Management “ , published in Karpagam Journal of Management(ISSN: 2348-0645) , December 2013 , Volume 1,Issue 1

2. “Emotional Intelligence and Social Intelligence – A leadership Tool for optimal performance” – International Journal of Entrepreneurship and Business Environment Perspectives – Volume 3, No.2 (2014) (ISSN:2279-0918).

3. “Emotional Intelligence and Work Performance – A study with reference to Women Insurance Agents – International Journal of Organizational Behaviour and Management perspectives, Volume 4, No.1 ISSN -2279-0950

4. “A study on the effect of demographic factors on Emotional intelligence and work performance of women insurance agents of LIC, Kerala – International Journal of Management and research Review.ISSN 2249-7196

5. “A study on Emotional intelligence and work performance of women insurance agents of LIC of India , Kerala.- International Journal of Business and Management – ISSN 2321-8916

6. “Behavioural Finance: Guaging the Investment Logic among the Equity Investors” – International Journal of Management Studies,Volume I, Issue 2(5), April 2018, ISSN- 2240-0302
7. “A study on the effect of employee motivation on the performance of employees of Wheels India Pvt.Ltd, Chennai” , International Journal of Management, Volume 7, Issue 2, Jan-April 2019, ISSN-2321- 7278

Training programmes and Symposium

1. Credit Rating in India: Issues and Challenges – Two days training programme conducted jointly by CRISIL and ICFAI ,Kochi.

2. One Day Workshop on “Data Analysis and Interpretation using the innovative statistical tools” conducted by Nehru College of Commerce and Management, Coimbatore in February 2015.

3. Session on “Budget Analysis” by Dr. VijayaKumar organised by North Malabar chamber of Commerce.

4. One day workshop on GST organised by Institute of Technology, Mayyil and North Malabar Chamber of Commerce.

5. International Symposium on “Practical Wisdom for management from the Indian Spiritual Traditions” Organized by Indian Institute Of Management, Kozhikode in association with Yale University.

6. One day workshop on “ Financial Derivatives and trading strategies” organised by Dept. Of Commerce, Govt. Brennen College, Thalassery.

Training /Seminar conducted:

1. Seminar on “Capital Market in India” conducted at S E S College , Sreekantapuram.

2. Training session for Akshaya Entrepreneurs and employees on Softskills and Time Management

3. Seminar on “Indian Stock Market- A growing investment avenue” conducted at Co-operative Arts and Science College, Pilathara.

4. Seminar on “ Demonitization- Impact on the Indian Economy” as a part of Seminar series for IQAC in SES College, Sreekantapuram.

5. Training session for Akshaya Entrepreneurs and employees on Listening skills and Time Management

6. A session on 'Positive Parenting' for the parents of newly inducted students at Chinmaya Institute of Technology.
7. External examinor for the Viva -voce of BBM and Bcom course of IIST, Mambram affiliated to Bharathiar University[Distance Mode]
8. Session on “Parenting the toddlers and children”, Springfield International School, Thalassery.
9. Participated in a 10 day camp for counselling the students of Higher Secondary School, Pattanoor.
10. Counselling session for the Xth class students of St.Joseph School,Thalassery.

Additional Information:

Associate Editor, International Journal of Commerce and management Research a peer reviewed, indexed and refereed journal.

Handled sessions for BBM and BCom in Financial management, Sales and Distributions management, Retail management, Event management and Environment studies.

QUALIFICATIONS
Qualified UGC-NET on 30th June 2011
MBA (Marketing), Madras University
M.Phil (Finance), Bharathiar University, Coimbatore- 2018
Post graduation – Mcom : University of Calicut
Graduate in Commerce – Bcom University of Calicut
TEACHING EXPERIENCE:
Teaching experience as Assistant professor in commerce since 2012.
SEMINARS PRESENTED:
1. Presented a paper titled “A STUDY ON CONSUMERS ADOPTION ON MOBILE WALLET WITH SPECIAL REFERENCE TO CALICUT DISTRICT” in National Conference on Emerging Perspective in FinTech organised by Govt. College, Mokeri on 30th Oct 2018.
2. Presented a paper titled “CLOUD ACCOUNTING- A NEW APPROACH IN ACCOUNTING CONTEXT” in National Conference on recent practices in finance and accounting organised by Govt. College, Madappally on 25th Oct 2018
3. Presented a paper in International Conference organized by Sree Vidhya College of Engineering and Technology Virudhunagar Tamil Nadu titled ”INNOVATIVE PRACTICES IN BANKING” on 29th Jan 2016
4. Presented a paper in national conference organized by Government College Madapally titled
“AN OVERVIEW OF GOODS AND SERVICES TAX(GST) IN INDIA”
5. Presented a paper titled “DIGITALIZATION FOR HIGH – IMPACT HR:ENSURING EMPLOYEE EXPERIENCE IN THE ERA OF DISRUPTION” in International Conference on changing business landscape(ICCBL 2019) organised by CHRIST (Deemed to be University on 6 & 7 feb 2019

6. Presented a paper titled “AN OVERVIEW OF COMMODITY MARKET IN INDIA” in one day national conference on Investments and opportunities securities and derivatives market organised by PG department of Commerce Sree Narayana Guru College Alathur Palakad on 7th march 2019

7. Presented a paper titled “A STUDY ON INVESTOR PERCEPTION TOWARDS MUTUAL FUNDS IN INDIA” in one day national conference on Investments and opportunities securities and derivatives market organised by PG department of Commerce Sree Narayana Guru College Alathur Palakad on 7th march 2019

RESEARCH PUBLICATIONS IN JOURNAL:
1. “An Overview of Cloud Accounting in Contemporary Business Context” International Journal of Business and Management Invention (IJBMI), vol. 08, no. 04, 2019, pp 23-30
2. “Work life Balance among College Teachers” in International Journal of Organizational Behaviour & Management Perspectives, Volume 5, Number 1, January – March 2016.
3. “”Innovative Practices In Indian Banking Industry” in International Journal of Advance Research and Innovative Ideas in Education, Vol-1 Issue-1 2016, IJARIIE-ISSN(O)-2395-4396
4. “EFFECT OF IN-STORE ATMOSPHERE ON CUSTOMER BUYING BEHAVIOUR IN SHOPPING MALL IN KANNUR” in International Journal of business & Management invention volume 8 issue 02 series III ISSN 2319-8028
5. Published an article titled “A STUDY ON INVESTOR PERCEPTION TOWARDS SBI MUTUAL FUNDS” in International Journal of Organizational Behaviour & Management Perspectives
6. Published an article titled “DIGITALIZATION FOR HIGH – IMPACT HR:ENSURING EMPLOYEE EXPERIENCE IN THE ERA OF DISRUPTION” in MERC Global’s international journal of management.

FACULTY DEVELOPMENT PROGRAM (FDP)
1. Participated in one day workshop on “Data Analytics in R using Statcraft” organized by Dept of Management Studies, Kannur University on 05.01.2019
2. Participated in the AICTE-CII National Education Summit in New Delhi on 04th and O5th October 2018 at AICTE head quarters, Vasanth Kunj
3. Participated in Outbound Training(OBT) conducted by Christ University Department of Commerce from hotel Taj Westend Bangalore
4. Participated in Quality Improvement Program on Paradigms in Research organized by Christ University Academic Staff College during 30th September 2015 to 03rd October 2015.
5. Participated in one day workshop on Companies act,2013 organized by Christ university commerce alumni interaction cell (CUCAI) on 19 march 2016
6. Participated in the case study event in Prayas 2015-The Faux Economy, organized by Christ university Department of Commerce, during the year 2015-16
7. Participated in AVISHKAR the national seminar organized by Chinmaya Institute of Technology
on Vision 2030 on dec 2017
8. Participated in two workshop on “Financial Derivatives” from CKG college Perambra
9. Participated in the faculty development programme on Goods and Service tax(GST) organised
by the department of commerce Christ university on 23 February 2018
10. Participated in Management Development Program on “MANAGING PERSONAL FINANCE FOR FINANCIALPROSPERITY AND INDEPENDENCE” organized by Chinmaya Institute of Technology Kannur on 16th feb 2019
11. Participated in International Conference on changing business landscape(ICCBL 2019) organised by CHRIST (Deemed to be University on 6 & 7 feb 2019

PROFESSIONAL CONTRIBUTIONS

1) Guide for Summer Internship project for UG students Department of Commerce Christ University
2) Conducted various Industrial visits for students
3) Project guide for Mcom students for the year 2013, 2014 and 2015 in AVAH arts and Science College
4) Conducted viva voce for Bcom and BBA students of Calicut University School of Distance Education
5) External examiner for Pondicherry university theory examinations held in Mahatma Gandhi Govt. Arts College Mahe

PAPERS HANDLED:
1) Accounting for Management,
2) Financial Accounting,
3) Security Analysis and Portfolio Management,
4) Income Tax,
5) Business environment,
6) Banking and Insurance,
7) Principles of Management,
8) Human Resource Management,
9) Business Statistics
10) Business communication
PROFICIENCY IN COMPUTER- IT QUALIFICATIONS
TALLY, PEACH-TREE
MS OFFICE.DIPLOMA IN COMPUTER APPLICATION
RESEARCH WORK
1. A Project on” CONSUMER PERCEPTION AND BUYING BEHAVIOUR with special reference to car owners in Vatakara locality” has been done for post-graduate degree.
2. An evaluative study on SBI MUTUAL FUNDS with special reference to Calicut district has been done for M.Phil